KarcherRECHTSANWÄLTE

The prenuptial
agreement

Prenuptial agreement:clear rules before it matters

Mieke Karcher and Dietrich Karcher, attorneys at law · as of July 2026

For many couples, talking about a prenuptial agreement feels like planning for failure. In fact it is the opposite: without an agreement the law decides in a blanket way, the same for every marriage, and for some circumstances that standard fits badly.

A prenuptial agreement intervenes at three points: the matrimonial property regime, the pension rights adjustment and post-marital maintenance. It must be recorded by a notary and both spouses must be present at the same time, otherwise it is void (§ 1410 BGB). It can be concluded before the marriage, at its beginning or in the middle of it (§ 1408 BGB). Not everything is open to free arrangement: the closer a consequence lies to the protective core of marriage, the narrower the limits.

Frankenallee 230, Frankfurt-Gallus · advice in English · Deutsch · Español

The three
levers

Property regime, pensions, post-marital maintenance

With the matrimonial property regime the question is rarely whether to depart from the standard but how far. A separation of property switches the equalization of accrued gains off entirely. That is clearly settled but often crude: it hits the economically weaker side hard and brings disadvantages in succession and tax law. A modified regime keeps the equalization in principle and takes individual values out of it in a targeted way, for instance a business, a practice or an inheritance, or caps the equalization claim in amount (§§ 1408, 1414 BGB). For businesses that is as a rule the more suitable route.

The pension rights adjustment can be modified or excluded, but only within limits. The family court reviews such clauses and can set them aside where they leave one spouse without protection in their pension provision (§ 8 VersAusglG).

With post-marital maintenance the amount can be settled or limited. Maintenance for the care of shared children, by contrast, is largely beyond arrangement: it does not serve the spouse in the first place, but the child.

The property
regime

Departing from the statutory standard

Without an agreement you live in the Zugewinngemeinschaft. It is not a compulsion but the starting point a prenuptial agreement may depart from, wholly or in a targeted way.

The three matrimonial property regimes compared
CategoryNameDescription
Without an agreementZugewinngemeinschaftThe statutory standard. Each keeps their own assets; only the gains achieved during the marriage are equalized. No joint ownership “automatically”.
By agreementGütertrennung (separation of property)Switches the equalization off entirely: clear, but often crude. Hits the economically weaker side hard, with disadvantages in succession and tax law.
By agreementModified regimeThe equalization remains in principle and only individual values are taken out, for instance the business, or the claim is capped. Usually the most balanced solution.

How the logic of the equalization works is set out under assets & accrued gains. Where a business is involved, the route almost always leads through a modified regime rather than a plain separation of property. In 2025 the Federal Court of Justice confirmed that excluding the equalization of accrued gains in an entrepreneur's marriage is not in itself contrary to public policy (XII ZB 395/24): what counts is whether one side was in an inferior position when the contract was concluded. What follows from that for drafting is covered in excluding or modifying the equalization by prenuptial agreement.

When it makes
sense

When a prenuptial agreement makes sense

Not every marriage needs one. There are constellations, though, in which the statutory standard fits badly and a clear arrangement protects both sides: where one spouse runs a business, a practice or holds company shares; where larger assets or an inheritance are to stay protected; in the classic single-earner marriage where one of you cares for the children; in binational marriages with links to several legal systems; in a second marriage, in patchwork constellations or with children from an earlier relationship; and where there is a marked gap in income or assets.

Where there is an international element, it is also worth looking at which law applies at all. See our page on international family law. For entrepreneurs and executives we bundle asset protection and discretion under divorce for entrepreneurs.

Judicial
review

Why some agreements do not hold up in court

German courts do not wave prenuptial agreements through. They examine them on two levels: validity when the contract was concluded (§ 138 BGB) and its exercise when the marriage fails (§ 242 BGB).

An agreement does not wobble merely because it benefits one side more. It becomes critical only where objective one-sidedness and an inferior bargaining position come together: the classic case is the contract produced a few days before the wedding. Conversely, a prenuptial agreement becomes robust through advice on both sides, enough time before the appointment and visible compensation for the side that gives something up.

What it
costs

What a prenuptial agreement costs

Notary fees are set by statute (GNotKG) and follow the value of the assets the contract settles; they are not open to negotiation. On top of that comes the fee for advice and drafting. We clarify your specific fee in the first conversation.

How we
support you

Two fields, two people

A prenuptial agreement touches two very different fields, and in this firm they are shared between two people as well.

Dietrich Karcher, attorney at law

Takes on the property regime, business assets, real estate and the valuation of what is to be protected: over 30 years of civil law, plus years in real estate, self-employed and as head of the property department at a state bank.

Still workable in ten years

He therefore also judges a clause by whether it will still add up in ten years' time.

Mieke Karcher, attorney at law

Responsible for the pension rights adjustment, maintenance and everything concerning children. Admitted since 2010, member of the Rechtsanwaltskammer Frankfurt am Main.

In concrete
terms

An agreement that holds

We draft the agreement so that it holds: balanced enough to withstand judicial review, and concrete enough to take effect when it matters. Existing agreements we examine for their robustness, including those concluded abroad. The recording itself is done by a notary; we prepare it and accompany you there.

The conversation takes place at Frankenallee in Frankfurt-Gallus or by video, in German, English or Spanish as you prefer. We reply to written enquiries usually within one working day.

How the process
runs

From taking stock to the notarial recording

At the start stands taking stock: what is to be protected at all, for instance a business, a property or an inheritance, and which of the three levers is the right one for it.

Then comes the draft, which both sides examine at leisure and for which each side should obtain advice of their own; a few weeks are well invested in that, because precisely this time makes the agreement robust later. Once the version stands, the notary sets a date for the recording, at which both spouses must appear at the same time (§ 1410 BGB); the appointment itself usually takes one to two hours.

Before a wedding, the whole process belongs several months before the date, not in the week before it. And because circumstances change, a second look at the agreement pays off after major turning points: the birth of a child, taking over a business, a move abroad.

Guide figures as of 2026; an individual case may differ.

Frequent
questions

What we are asked most often about this

Does each side need their own legal advice?

It is not prescribed: the agreement becomes effective through the notarial recording (§ 1410 BGB). It becomes considerably more robust, though, if both sides were advised independently: that is exactly what later rebuts the charge that one side was in an inferior position when the contract was concluded.

Can we conclude the agreement after the wedding as well?

Yes. A prenuptial agreement is possible before the marriage, at its beginning or in the middle of it (§ 1408 BGB). Without the time pressure shortly before the wedding it even becomes more robust, because it evidently did not come about under pressure.

Is an agreement concluded abroad valid in Germany?

Not automatically. It can be recognized, but here it is measured against formal requirements and substantive limits, and may then not achieve what was originally intended. Where there is an international element it should be examined before the marriage or before a separation.

Sources

The provisions mentioned in the text in their official wording at “Gesetze im Internet”, the portal of the German Federal Ministry of Justice.