Skip to content

Calculator · Family law · Frankfurt am Main

Pension-sharing calculator
Estimate how pensions are split.

What happens to the pension entitlements in a divorce? Enter the entitlements both spouses built up during the marriage – the calculator halves each one (internal division, § 10 VersAusglG) and shows what passes to the other’s own account. Nothing is transmitted; it all runs in your browser.

Go to the calculator

Pension-sharing calculator

Estimate the division – entitlement by entitlement

Enter the entitlements both spouses built up during the marriage – each one separately, with its type. The calculation runs entirely in your browser.

The calculation runs entirely in your browser – nothing is transmitted.

Marriage period (optional)

Entitlements from the marriage period

Whose
Type of entitlement
Marital portion
EP
Whose
Type of entitlement
Marital portion
EP

What is transferred

    Enter at least one entitlement with a value.

    Simplified illustration. Each entitlement is divided separately within its own scheme (internal division, § 10 VersAusglG) – no money flows between the spouses, and different entitlements are not offset. The calculator converts pension points (Entgeltpunkte) into €/month using the current pension value (Rentenwert) (€42.52, as at 1 July 2026); capital values (company pension, Riester/Rürup) remain as capital, because annuitising them requires the provider’s factor. It gauges the minor-value note under § 18 VersAusglG against the 2026 reference figure (Bezugsgröße) (€39.55 as a pension amount or €4,746 as a capital value). Only the pension providers’ statements are decisive – have it calculated precisely.

    Pension sharing divides the pension entitlements built up during the marriage – as a rule it happens automatically with the divorce, of the court’s own motion. What is equalised is not money but entitlements: each one is halved within its own scheme.

    Basis

    What the calculator shows

    For each entitlement entered, the calculator forms the half adjustment value and assigns it to the other spouse as a separate account (internal division, § 10 VersAusglG). Pension points of the statutory pension are converted into €/month using the current pension value; capital values remain as capital.

    One pension account becomes two – no money flows.

    Very small entitlements can be excluded by the court under the minor-value threshold of § 18 VersAusglG; the calculator flags such cases. Optionally, it derives the marriage period (§ 3 para. 1) from the month of marriage and of service, which limits the portion to be equalised.

    Context

    What the calculator cannot do

    The calculator is an illustration. It does not reflect the specific valuation by the pension providers, special division rules of company schemes, the annuitisation of capital values or special cases. How pension sharing proceeds, when it is dispensed with and how to exclude it is set out on our page on pension sharing.

    We review the providers’ statements and check whether the adjustment is smaller or dispensed with – get in touch.

    Frequently asked

    Frequently asked questions

    How does the pension-sharing calculator work?

    It halves each entitlement built up during the marriage on its own (internal division, § 10 VersAusglG) and shows what passes, per entitlement, to the other spouse’s own account. Nothing is offset against anything else and no money flows – one pension account becomes two.

    What are pension points, the € pension and the capital value?

    The statutory pension is carried in pension points (Entgeltpunkte, EP) and the calculator converts the adjustment value into €/month using the current pension value. Civil-service and professional pensions are entered as a monthly pension amount. Company pensions and Riester/Rürup are capital values and remain as capital, because annuitising them requires the provider’s factor.

    What does the “§ 18” note mean?

    Very small entitlements can be excluded from the adjustment under the minor-value threshold of § 18 VersAusglG. The calculator flags an adjustment value that falls below the threshold (as at 1 July 2026) – as a pension amount or as a capital value – with a “§ 18” note.

    Are my entries transmitted or stored?

    No. The calculation runs entirely in your browser – no values are sent to or stored on a server.

    Is the result legally binding?

    No, it is an illustration. Only the pension providers’ statements, which the family court obtains of its own motion, are decisive. For a reliable assessment you should have the entitlements reviewed by a lawyer.

    Contact

    You don’t have to take the first step alone

    Choose whichever way feels right for you – we reply personally, usually within one business day.